Liquor Liability Insurance: Cost and Coverage

Insurance for Liquor Stores Liquor store insurance is necessary for virtually any facility that sells spirits or any other form of alcoholic beverage. Liquor store insurance is an insurance policy that protects liquor stores from third-party claims caused by an injury or accident caused by somebody who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption away from the store. Beer kegs may be available. Domestic or foreign sources can be utilized.

For the things sold, functions must be licenced. Sales of liquor and alcohol may be limited, or the store may also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the capability of customers, some items may be offered refrigerated. Package liquor retailers are frequently open till the early morning hours. They could be privately or corporately held, or they can be solely owned and operated by the state.

This form of insurance is not limited to covering liquor stores. It also pertains to bars, taverns, Liquor Store Insurance and restaurants that regularly offer alcoholic beverages, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcoholic beverages will be served are also included in the liquor store insurance coverage.

Liquor store insurance can protect your business from litigation for less than $77 a month. Get a quick price and your certificate of insurance right away.